This calculator supports UK/US assumptions only. Choose the applicable market in the calculator or its named UK/US tool. Israeli rules are not implemented.
Compare incremental federal tax, employee payroll and sale gains under explicit 2026 assumptions. A supplied flat state rate is a separate illustration.
An independent 2026-rules sale-year scenario before capital gain. It does not automatically follow acquisition-year wage edits. For a same-year sale, acquisition wages and equity compensation are included together.
W-2 RSU vest compensation. Tax is paid separately in cash, so the full share lot follows the price scenario. Employee Social Security, Medicare and Additional Medicare are incremental; employer taxes and sell-to-cover share reductions are excluded.
Estimated tax: 28% of $121,000 after acquisition cost
Federal tax is the liability with the vest income minus liability without it. Employee payroll is cap-aware, including Additional Medicare. Only later appreciation is a capital gain. The full grant is projected because vest tax is funded separately in cash.
2026 federal illustration for single or married filing jointly, under age 65, basic standard deduction, no credits, itemization, other income, adjustments or investment losses. MFJ assumes one wage earner for the Social Security cap. Ordinary tax is incremental; long-term gains require more than one year and stack at 0% / 15% / 20%. NIIT is 3.8% of the lesser of gain or MAGI excess above $200,000 single / $250,000 MFJ, including short-term gains. A flat state rate applies to modeled compensation and positive gains; it is not a state return or deduction model. Both acquisition and sale use 2026 law as a scenario, not a forecast. No AMT, QSBS, 83(b)/83(i), foreign tax, fees or special elections.
Calculation and primary-source checks: 20 October 2026. Supported indexed tax year: 2026. Publications 525/409 provide continuing classification rules; 2026 indexed amounts come from the 2026 IRS adjustments.
2026 scenario: single filer with $200,000 base wages receives $100,000 of RSUs and sells at vest. There is no price gain and the supplied state-rate assumption is 0%.
Under age 65, basic standard deduction, no other income, deductions, credits or AMT. The federal tax is calculated with and without the RSU; employee payroll includes Additional Medicare. These are liability estimates, and actual withholding can differ.
Calculation checked 21 October 2026. Figures are illustrative and rounded; the calculator keeps unrounded intermediate values.
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This compares federal liability with and without the modeled compensation or short-term gain. Payroll uses the 2026 Social Security wage base and Medicare thresholds. Withholding can differ, including the employer’s Additional Medicare withholding rule for joint filers.
Generally, only after more than one year. Exactly one year is short term. Statutory ESPP qualifying dispositions also require the offering holding period; use actual dates and scheme documents rather than rounded years at a boundary.
Only confirmed Section 423 plans with equal offering and purchase FMV, no lookback and a discount of no more than 15%. A qualifying sale also needs the statutory holding periods. Lookbacks, nonstatutory plans, employment exceptions and loss netting need a different calculation.
No. It is a supplied flat-rate scenario on the modeled compensation and positive capital gain. State brackets, local taxes, deductions and federal/state interactions are not modeled.