Three offers, four years, net of tax and adjusted for cost-of-living. Vest schedules, sign-on amortisation and benefits all flow into one comparable number.
£831,354 cost-of-living-adjusted total; ahead by 72.2%
The winner is clearly ahead on a like-for-like basis. The headline isn't just the bigger salary; vest schedule, region tax and cost-of-living adjustment all flow into the same number.
Simplified marginal-tax model: federal at 40% (UK) or 32% (US), plus the state / region tax you enter, plus a 2% / 1.45% payroll-side rate. Sign-on and benefits add directly to year-1 comp; vested RSU value grows at your specified rate. Real tax depends on filing details.
Worth runs offers through your full balance sheet, your goals and your tax position so you can see which one actually leaves you wealthier. Join the waitlist.
Quick estimate: 401(k) or pension match (percent of salary times the match formula), health insurance employer contribution (typically several thousand a year), plus ancillary perks (learning budget, gym, equipment, food). Add them up and put the number in the benefits field.
The cost-of-living index captures the financial side. Living in one city versus another isn't only about prices though. The calculator deliberately doesn't try to quantify the rest. Run the math, then decide what the comp gap is worth to you.
A back-loaded vest (Amazon-style 35 / 30 / 20 / 15) concentrates RSU value in years one and two; an even split smooths it. Front-loaded vests compound earlier if you re-invest, while a back-loaded vest depends more on the stock price holding up in years three and four.